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Best Tax Software for 2024

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Taxes are confusing enough without the added stress of figuring out which tax software is the best tax software. So we did the research to help you choose the ideal option to file taxes online.

We focused on well-known and widely used tax-preparation software, and while the tax code is the tax code, there’s a crucial difference between paying for what you’ll use and paying for stuff you don’t need.

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Simple tax filing with a $50 flat fee for every scenario

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With this user-friendly tax software, registered NerdWallet members pay one fee, regardless of your tax situation. Plus, you’ll get free support from tax experts. Sign up for access today.

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Transparent pricing

Hassle-free tax filing* is $50 for all tax situations — no hidden costs or fees.

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Maximum refund guaranteed

Get every dollar you deserve* when you file with this tax product, powered by Column Tax.

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Faster filing

File up to 2x faster than traditional options.* Get your refund, and get on with your life.

*guaranteed by Column Tax

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Best tax software providers

  • Federal: $29.99 to $69.95. Free version available for simple tax returns only.

  • All filers get access to Xpert Assist for free.

Promotion: NerdWallet users get 25% off federal and state filing costs.

  • Federal: $35 to $85. Free version available for simple tax returns only.

  • State: $0 to $37 per state.

  • Unlimited tax pro help included in paid packages.

  • Federal: $39 to $89. Free version available for Form 1040 and limited credits only. Roughly 37% of filers qualify.

  • State: $0 to $39 per state.

  • Live Assisted Basic is free through March 31.

Promotion: NerdWallet users can save up to an additional 20% on TurboTax.

  • Federal: $22.95 to $52.95. Free version available for simple tax returns only.

  • State: $0 to $39.95 per state.

  • On-demand tax help at Premium and Self-Employed tiers.

These star ratings are based on a tax provider’s free tier score. For more detailed scoring, see below. Providers frequently change pricing. You can verify the latest price by clicking through to each provider’s site.

How to choose tax software …

There are many tax prep software providers out there, and each one offers different packages for different taxpayers. When choosing, it’s likely most helpful to start with your individual needs.

Best tax filing software for simple returns

Allows you to file a 1040 plus limited Schedules 1, 2 and 3, which makes it usable by a lot more people than most other free software packages.

Deluxe
$35 + $37 per state.

Itemize and claim several tax deductions and credits. Works well for business income but no expenses.

Premium
$65 + $37 per state.

For investors or rental property owners (Schedules D and E, and K-1s).

Self-Employed
$85 + $37 per state.

For small-business owners, freelancers and independent contractors.

All paid packages come with access to Tax Pro Chat and AI Tax Assist.

What H&R Block Free can do

Form 1040 and limited schedules 1, 2 and 3, income from wages (W-2), income from bank interest (1099-INT) and dividends (1099-DIV), student loan interest (1098-E).

What it can’t do

Itemized deductions (Schedule A), deductions and expenses from freelance or self-employed work (Schedule C), or HSA distributions (1099-SA).

Best overall paid package

It allows you to file a 1040 for free, but you can’t itemize or file Schedules 2 or 3.

Roughly 37% of taxpayers are eligible. TurboTax Free Edition supports Form 1040 and limited tax credits only.

Live Assisted Basic
$0 + $0 per state (until 3/31/24 only). $89 + $54 per state thereafter.

Free edition, plus access to a tax pro, advice and a final review.

TurboTax Free Edition supports Form 1040 and limited tax credits only; roughly 37% of taxpayers qualify.

Deluxe
$39 + $39 per state.

Itemize and claim several tax deductions and credits. Works well for business income but no expenses.

Premium
$89 + $39 per state.

Investment reporting and rental income (Schedules D and E, and K-1s), plus business income, expenses on a Schedule C, home office deductions and features for freelancers.

Access to tax pro support requires upgrading to TurboTax’s Live Assisted packages, which range from $0 to $169, plus state fees.

Promotion: NerdWallet users can save up to an additional 20% on TurboTax.

What we like

TurboTax’s software feels like an interview with a tax preparer who knows just what to ask and how best to guide you.

What makes TurboTax the best overall paid package?

TurboTax scores high marks for two important categories: ease of use and tax support.

  • Ease of use: TurboTax has an interview-style Q&A experience and a wide range of functionality and tools that make entering information easy. Help is easy to access, and explanations are clear and authoritative.

  • Tax pro support: TurboTax offers users the option of upgrading to their Live Assisted packages to gain access to screen-sharing, chat and phone support from a tax pro. Although these services come at an additional cost, access to the pro is generous and you’ll also get a final review of your return.

Best overall paid package: Runner-up

Our runner-up for this category is H&R Block. The online software is user-friendly, includes detailed explanations of tax concepts, and automates processes where possible. Paid users also get access to unlimited tax pro support at no additional cost, which is a big bonus. If you want a final sign-off, you’ll have to pay a fee for the Tax Pro Review add-on, which allows confident filers to pick and pay for the level of support they need.

Best affordable tax package

$0 + $0 for one state return.

Allows you to file a 1040 and a state return for free, but only if you have a very simple tax situation: your taxable income is under $100,000, you don’t claim dependents, you don’t itemize, you didn’t sell stock, have rental income or a business, and you don’t take the earned income tax credit.

Classic
$22.95 +$39.95 per state.

All forms, deductions and credits excluding those with self-employment needs.

Premium
$42.95 + $39.95 per state.

All forms, deductions and credits. Includes Ask a Tax Pro and live chat, phone and email support.

Self-Employed
$52.95 + $39.95 per state.

Includes personal and business income and expenses, 1099 and Schedule C. Includes all the tax support in the Premium tier.

Promotion: NerdWallet users get 30% off federal filing costs. Use code NERD30.

What we like

TaxSlayer’s formula — allowing clients to pay for the amount of help they need rather than the types of tax forms they need — allows you to access most tax filing situations while keeping costs low.

What makes TaxSlayer the best affordable package?

TaxSlayer’s paid packages, on average, are the most affordable of all the providers we review. TaxSlayer also includes a free state return with a free federal return at the lowest pricing tier. Some competitors make you pay for a state tax return, even at the free tier.

logo

Simple tax filing with a $50 flat fee for every scenario

Powered by

ColumnTax Logo

With this user-friendly tax software, registered NerdWallet members pay one fee, regardless of your tax situation. Plus, you’ll get free support from tax experts. Sign up for access today.

for a NerdWallet account

illustration

More about tax software providers

If you don’t know what you need — or how much you need to pay for — it might help to examine the providers individually and what sort of experience each one offers. Here are a few areas to dig into:

  • User experience: Software that feels like an interview — asking questions about your income and any life events that might allow for deductions — offers more guidance than a basic fill-in-the-blank process. The ability to import forms such as W-2s is better than having to manually type in numbers.

  • Support options: Most tax software offers a searchable FAQ section or knowledge base, and some offer video tutorials or user forums to help answer questions. Audits are unlikely for most taxpayers, but if you think you’re at risk, and want to purchase protection, you should understand what your software provides.

  • Tax pros for assisted help: One important offering in recent years has been one-on-one help from a human tax pro, live on your screen. Depending on the provider, these pros might be able to give you tax advice or review your whole tax return before you file. (This sort of help may come with an extra charge.)

  • Availability of tax forms: If you find a provider that excels in the areas above, you then want to choose the package that covers all of the tax forms and schedules you need.

🤓Nerdy Tip

If your adjusted gross income for 2023 was $79,000 or less, you might be able to get free tax software from some of these providers through the IRS’ Free File program. Plus, there are a few more options for free tax filing.

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